At Dixon Financial Group we can advise you on how to make your Super work for you, by increasing the growth potential and reducing management fees payable to ensure your getting the most out of your investment.
We can advise you on strategies such as contributing to Super to receive a contribution back from the government, reducing your income or self employed income tax payable, paying your life, TPD and income protection premiums through your Superannuation to reduce the impact on your cash flow, self managed super funds, transition to retirement pensions (non-commutable income streams) and setting up a tax free income stream through retirement.
At Dixon Financial Group we can advise you on how to invest your hard earned money, inheritance or the equity in your investments to earn a higher income than bank account interest.
We have access to over 180 different managed investments from a range of different fund managers and over 300 ASX direct equities to invest your money into through our wholesale product, MasterKey Custom. Our retail product, MLC MasterKey Fundamentals, has over 40 managed investments to choose from and with no trail commission being paid to financial advisers, this product is one of the most competitive on the market.
With Australians in more debt than ever before, it has never been more important to insure your life and income. Working families need to ensure that they do not leave themselves and their dependents in financial difficulties due to illness, disability or death. We have a large range of insurance companies and different products available to ensure that we can find the right product for your needs.
Insurances which we are able to assist with are, Life Cover, Total and Permanent Disablement Cover, Income Protection, Business Expenses and Critical Illness (Trauma) Cover.
We feel that estate planning is a very important aspect of financial planning and that all Australians should have an estate plan in place to ensure their assets are managed according to their wishes. At Dixon Financial Group, we can assist you with advice on setting up Wills, Enduring Powers of Attorney and Testamentary Trusts. We can assist you with protecting your estate from the tax man and in-laws because no one wants to pay more tax than they have to!
At Dixon Financial Group, we have a range of different strategies that can assist you in managing your debt by paying it off sooner, reducing your interest expense and making the most of efficient and reducing inefficient debt. We can also provide advice on gearing strategies, borrowing money for investments through line of credit and margin loans.
We are also able to provide advice on reverse mortgages, to access the equity locked up in your home for a source of funds in retirement.